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Can an insurance company control defending a lawsuit? Insurance claims are filed daily; many receive compensation, but others do not. When a claim is denied, the owner can choose to sue the insurance company, or the victim sometimes chooses to start a lawsuit against the insured. The defense of insurance serves to protect the interests of the party or parties that are being sued.
The role of insurance
People and companies who want to protect themselves from financial losses can purchase insurance. The party purchasing the insurance is called the insured or policy holder. Holders pay monthly, quarterly or yearly premiums to ensure that if something happens to the insured asset, they will receive compensation.
Types of insurance
There are different types of insurance.
People are more familiar with auto insurance. Compensation for property damage, medical expenses and other losses incurred in a car accident.
Homeowners insurance provides protection against floods, tornadoes, and fires. It also offers compensation to homeowners if they break into your home to steal or people injured on the property.
Companies often have property insurance to protect themselves from potential claims and lawsuits, such as those based on facility liability.
Health insurance pays for certain medical expenses.
Life insurance provides monetary benefits to the designated beneficiary when the insured dies.
There are many other types of insurance products, such as malpractice insurance for lawyers, medical providers, accountants, and other professionals. The benefit provided to the insured in the event of loss varies according to the type of insurance policy and its terms and conditions.
Fatal Car accident lawyer understand the significant challenges that crash victims often face in obtaining compensation for medical expenses, lost wages, and pain and suffering.
Are You Suffering From a Car Accident Injury?
A car accident can ruin your entire life. More than just damage to your vehicle, a crash can cause serious and debilitating injuries, rob you of your ability to work or enjoy the things you liked, and even claim the life of a loved one.
Experienced Car Accident Lawyers
Our auto accident attorneys have successfully handled thousands of auto injury cases. We have raised millions of dollars for those whose lives have been affected by the neglect of another driver.
When we take your case, you can trust the ability of your car accident attorney and the resources of our firm to properly handle all aspects of your case, from dealing with insurer adjusters, settlement negotiations, to mediation for preparing for a jury trial.
The Types of Car Accident Cases We Handle May Include
- Auto / Motorcycle Accidents
- Auto / Bicycle Accidents
- Front Shocks
- Chain Reaction Accidents
- Accidents Caused by Disabled Driver
- Shocks by Scope
- Car Accidents Using UBER
- Side Crash Accidents
- Drunk Driving Accidents
- Accidents Caused by Speeding
- Fatal Car Accidents
- Crashes of Hit and Run
- Climate Related Shocks
- Distracted Driving Accidents
Some concepts for which we can fight to claim:
- Medical expenses
- Lost wages
- Loss of Ability to Earn a Living
- Physical Pain and Suffering
- Mental Anguish / Emotional Suffering
- Loss of Coexistence (lawsuits filed by spouses or children)
- Property Damage
In each case, we carefully consider all the facts to identify any potential defendant and the full extent of the damages. This allows us to file claims in a way that maximizes compensation.
Massachusetts Crash Statistics
The National Highway Traffic Safety Administration (NHTSA) estimates that there are approximately 6.3 million automobile accidents reported by police nationwide each year. Within these, about 35,000 people die and almost 2.5 million are injured.
This means that nearly 100 people are killed in traffic crashes daily in the United States. This has an economic cost in the nation of $ 242 billion, which includes loss of productivity, job losses, medical expenses, legal and court expenses, property damage, emergency medical services and administration costs of insurers. When we consider the quality of life assessment – the intangible value that results particularly from serious injury or wrongful death – that federal figure rises to about $ 840 trillion.